বুধবার, ৩১ অক্টোবর, ২০১২

Getting out of debt ? Can credit card consolidation be of any help ...

No way, no how, no bailout. by jakeromeIf you are too deep into debt, can credit card consolidation help you to get out of it? The answer to this is yes, but, you will also be required to make sure that you are going to change you have been spending money, and using your credit cards. Credit cards make shopping easy, as you need not carry cash, and even if you are having cash crunch, credit cards help you buy things of your choice, as per your needs. However, this again leads you into debt, as you may not be able to pay down the money charged through the credit card. You can learn more here about credit card consolidation and how exactly it will help you.
Source: ccardzone.com

Video: Get Out of Debt Now! ? Penn Point

Should Christians Give While Getting Out of Debt? (Free Money Finance)

Any information shared on Free Money Finance does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. All posts are ? 2005-2012, Free Money Finance.
Source: freemoneyfinance.com

Get Out of Credit Card Debt Lower Monthly Payments Reduce Balances

Does this sound familiar? You just got paid, your credit card payments are due, your bank account is low from paying your car payment and utilities. Your credit card balances are maxed out and you only have enough money to make the minimum payments. Both your gas tank and your refrigerator are empty and it?s another two weeks until the next payday. What do you do? Like more than 50% of Americans who can?t get out of credit card debt, you wipe out your bank account just to pay your minimum credit card payments, then you use what little available credit limit you freed up to put gas in your car and food on the table. This leaves you with maxed out credit cards, no money in the bank account, barely hanging on until the next payday, another several hundred dollars paid in interest to the credit card companies, and in desperate need of lower monthly payments and just a little financial relief.
Source: nationalnewstoday.com

10 Steps to Get out of Debt

Kelly Whalen is the founder of The Centsible Life, a blog where motherhood and money meet. Her goal is to help readers live well on less. Kelly is a mom to 4, and loves that she can stay at home with her kids, and still pursue her passions for writing, personal finance, and social media. You can often find her on twitter and Facebook talking money and motherhood.
Source: budgetable.com

FREE Kindle Download: How to Get Out of Debt

To find FREE Kindle books, simply visit any category page in the Kindle Store and sort by ?Price: Low to High?. As you click through the categories, your results will stay sorted by price so that you can quickly find free books to download.
Source: truecouponing.com

FAQs of Credit Counselling

With more and more people attempting to live beyond their means, it?s only natural that credit troubles are also becoming more common.? When you get to the point where you can no longer keep up to credit payments and creditors seem to call you several times a day, you have to make a decision.? Most people will try to avoid the ?B? word at all costs, but really aren?t sure of how they should proceed to get their finances back in order.
Source: solveyourdebts.com

Survey: Men and Young Adults More Confident in Getting Out of Debt

As you might imagine, the youngest adults, ages 18-24, are overwhelmingly sure of themselves when it comes to getting out of debt. Three-quarters of young adults feel sure they can and will get out of debt in their lifetime. Not surprisingly, the percentages slid down for older age groups. Just 38.7% in the 55-64 age group believe they will get out of debt during their life.
Source: creditdonkey.com

To Get Out of Debt, It May Help to Think Small

The researchers tested whether closing individual accounts affects a consumer?s likelihood of eliminating their overall debt, regardless of the absolute amount of debt in the closed accounts. To do so, they examined nearly 6,000 consumers in a debt-settlement program, which is a program designed for borrowers who can?t meet the minimum monthly payments on their debt accounts. Participants are required to make a single payment each month to a designated savings account. The debt settlement firm negotiates with the consumer?s creditors to reduce the balance due on the consumer?s debts and the money saved in the accounts goes to pay off the reduced balances. It typically takes several years to pay down the balances.
Source: nytimes.com

Tags: credit card balances, Debt, independent financial adviser, minimum credit card payments, Money

Source: http://debtconsolidationsanjoseco.com/getting-out-of-debt-%E2%80%93-can-credit-card-consolidation-be-of-any-help/

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Digital Notes: Apple Delays Latest iTunes Upgrade - NYTimes.com

On Tuesday, a day after a management shake-up and a month after the botched release of its Maps app drew a rare public apology from its chief executive, Apple quietly delayed the release of its latest upgrade to iTunes, saying it needed more time to ?get it right.?

The new version of iTunes was announced last month with no more specific timing than ?coming in October?; on Tuesday, with two days left on the month, Apple revised that timing with an orange tab on its Web site that now says ?coming in November.?

The company issued no formal announcement about the change, but in a comment to the technology news site All Things Digital, a spokesman said: ?The new iTunes is taking longer than expected and we wanted to take a little extra time to get it right. We look forward to releasing this new version of iTunes with its dramatically simpler and cleaner interface and seamless integration with iCloud before the end of November.?

The new version is supposed to have a streamlined look and better integration with iCloud, its service for synching music and video collections. It is said to be the most significant upgrade to iTunes in the 11-year life of the program, which has grown from a simple music player to the most powerful retailer in the music business ? and a force in the movie, television and e-books businesses ? and, on Apple?s PCs, the portal to its app store.


Ben Sisario writes about the music industry. Follow @sisario on Twitter.

Source: http://mediadecoder.blogs.nytimes.com/2012/10/31/digital-notes-apple-delays-latest-itunes-upgrade/

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শনিবার, ২৭ অক্টোবর, ২০১২

Canadian Mountie does not get his moose

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Jefferson Parish Sheriff's Office West Bank crime report, Oct. 24 ...

This information reflects initial calls for service reported by the Jefferson Parish Sheriff's Office for the west bank of Jefferson Parish. Locations are approximate due to automated location methods and address inconsistencies, the Sheriff's Office says. Burglar alarm calls are excluded.


13th Street and Avenue A - Oct. 24, 8:35 a.m., suspicious person.
2nd Avenue and 7th Street - Oct. 24, 8:01 a.m., vehicle wreck.
1200 block of Aberdeen Drive - Oct. 24, 11:23 a.m., battery.
Acre Road and Ames Boulevard - Oct. 24, 4:03 p.m., battery.
1100 block of Ames Boulevard - Oct. 24, 1:08 a.m., theft.
Ames Boulevard and 4th Avenue - Oct. 24, 7:49 p.m., suspicious person.
Ames Boulevard and East Ames Boulevard - Oct. 24, 12:18 a.m., suspicious person.
Ames Boulevard and Ehret Road - Oct. 24, 4:59 p.m., suspicious person.
Ames Boulevard and Rue Jesann Street - Oct. 24, 6:23 a.m., suspicious person.
Avenue A and Westbank Exp - Oct. 24, 7:53 p.m., disturbing the peace.
1200 block of Avenue D - Oct. 24, 1:47 a.m., battery.
1200 block of Barataria Boulevard - Oct. 24, 2:39 p.m., theft.
600 block of Barataria Boulevard - Oct. 24, 6:54 p.m., business burglary.
Barataria Boulevard and Bergeron Court - Oct. 24, 12:32 a.m., suspicious person.
Barataria Boulevard and Westbank Exp - Oct. 24, 9:04 p.m., suspicious person.
900 block of Beechgrove Boulevard - Oct. 24, 3:20 p.m., suspicious person.
Behrman Highway and South Monterey Court - Oct. 24, 1:15 p.m., suspicious person.
2700 block of Belle Chasse Highway - Oct. 24, 6:28 p.m., suspicious person.
Belle Chasse Highway and Lapalco Boulevard - Oct. 24, 10:06 a.m., suspicious person.
100 block of Blanche Drive - Oct. 24, 7:09 a.m., suspicious person.
1100 block of Blk Candlelight Drive - Oct. 24, 10:45 p.m., illegal discharge of weapon.
500 block of Blk Cohen Avenue - Oct. 24, 10:27 a.m., suspicious person.
2500 block of Blk Lapalco Boulevard - Oct. 24, 1:45 p.m., suspicious person.
3000 block of Blk Lapalco Boulevard - Oct. 24, 8:56 a.m., suspicious person.
1100 block of Blk Medical Center Boulevard - Oct. 24, 1:11 a.m., suspicious person.
500 block of Blk Terry Parkway - Oct. 24, 5:01 p.m., vehicle wreck.
Chenevert Road and South Kenner Road - Oct. 24, 7:48 p.m., suspicious person.
1100 block of Cohen Avenue - Oct. 24, 7:31 p.m., suspicious person.
Crestridge Cir and Ehret Road - Oct. 24, 7:48 a.m., suspicious person.
10 Davenport Street - Oct. 24, 12:53 p.m., suspicious person.
3200 block of Destrehan Avenue - Oct. 24, 7:42 a.m., theft.
Destrehan Avenue and Lapalco Boulevard - Oct. 24, 11:09 a.m., drug law violation.
Destrehan Avenue and Liro Lane - Oct. 24, 12:06 a.m., suspicious person.
Destrehan Avenue and Liro Lane - Oct. 24, 3:47 p.m., suspicious person.
Destrehan Avenue and Sandy Lane - Oct. 24, 4:43 p.m., suspicious person.
Destrehan Avenue and Sandy Lane - Oct. 24, 4:51 p.m., suspicious person.
100 block of Dexter Drive - Oct. 24, 1:09 p.m., theft.
1000 block of Di Marco Drive - Oct. 24, 10:53 a.m., disturbing the peace.
3800 block of Eastview Drive - Oct. 24, 2:26 p.m., suspicious person.
1800 block of Estalote Avenue - Oct. 24, 4:22 a.m., suspicious person.
1900 block of South Forest Lawn Drive - Oct. 24, 5:35 p.m., suspicious person.
700 block of Gladstone Court - Oct. 24, 5:37 a.m., vehicle wreck.
2100 block of Grape Place - Oct. 24, 4:24 p.m., residence burglary.
Hector Avenue and Terry Parkway - Oct. 24, 8:07 p.m., suspicious person.
Highway 90 and Lapalco Boulevard - Oct. 24, 8:23 p.m., suspicious person.
4000 block of Hillcrest Drive - Oct. 24, 3:23 p.m., vehicle burglary.
700 block of Hinyub Avenue - Oct. 24, 9:32 p.m., illegal discharge of weapon.
2600 block of Jean Lafitte Boulevard - Oct. 24, 10:57 a.m., vehicle wreck.
600 block of Jean Lafitte Boulevard - Oct. 24, 11:08 a.m., suspicious person.
200 block of Jeffer Drive - Oct. 24, 9:04 p.m., residence burglary.
5500 block of Jordan Drive - Oct. 24, 9:26 a.m., disturbing the peace.
South Judah Drive and Ames Boulevard - Oct. 24, 7:32 p.m., suspicious person.
2800 block of Keith Way Drive - Oct. 24, 2:05 p.m., suspicious person.
2800 block of Keith Way Drive - Oct. 24, 8:25 p.m., vehicle wreck.
4200 block of Lac Bienville Drive - Oct. 24, 4:15 p.m., residence burglary.
2300 block of Lafayette Avenue - Oct. 24, 10:46 p.m., suspicious person.
900 block of Lamar Avenue - Oct. 24, 9:04 a.m., theft.
900 block of Lamar Avenue - Oct. 24, 1:35 p.m., battery.
800 block of Lander Street - Oct. 24, 7:52 p.m., disturbing the peace.
100 block of Lapalco Boulevard - Oct. 24, 8:25 p.m., disturbing the peace.
1600 block of Lapalco Boulevard - Oct. 24, 6:20 p.m., theft.
1600 block of Lapalco Boulevard - Oct. 24, 7:46 p.m., disturbing the peace.
3600 block of Lapalco Boulevard - Oct. 24, 6:04 a.m., vehicle wreck.
4800 block of Lapalco Boulevard - Oct. 24, 7:48 p.m., suspicious person.
6500 block of Lapalco Boulevard - Oct. 24, 2:16 p.m., suspicious person.
6500 block of Lapalco Boulevard - Oct. 24, 2:23 p.m., drug law violation.
7200 block of Lapalco Boulevard - Oct. 24, 11:44 a.m., disturbing the peace.
7200 block of Lapalco Boulevard - Oct. 24, 12:14 p.m., battery.
Lapalco Boulevard and Behrman Highway - Oct. 24, 1:28 p.m., suspicious person.
Lapalco Boulevard and Berger Road - Oct. 24, 5:19 p.m., vehicle wreck.
500 block of Lester Street - Oct. 24, 10:45 a.m., criminal damage.
Longleaf Lane and Max Drive - Oct. 24, 4:02 p.m., suspicious person.
1500 block of Lorene Drive - Oct. 24, 3:45 p.m., disturbing the peace.
1500 block of Lorene Drive - Oct. 24, 8:45 p.m., disturbing the peace.
Mac Arthur Avenue and Westbank Exp - Oct. 24, 12:08 p.m., suspicious person.
1500 block of Manhattan Boulevard - Oct. 24, 11:42 a.m., theft.
1500 block of Manhattan Boulevard - Oct. 24, 2:08 p.m., theft.
1700 block of Manhattan Boulevard - Oct. 24, 4:29 p.m., suspicious person.
1700 block of Manhattan Boulevard - Oct. 24, 10:51 p.m., suspicious person.
600 block of Manhattan Boulevard - Oct. 24, 8:45 a.m., vehicle wreck.
Manhattan Boulevard and 8th Street - Oct. 24, 12:44 p.m., suspicious person.
Manhattan Boulevard and Lapalco Boulevard - Oct. 24, 12:48 a.m., suspicious person.
Manhattan Boulevard and Lapalco Boulevard - Oct. 24, 6:51 a.m., suspicious person.
Manhattan Boulevard and Pine Street - Oct. 24, 8:10 a.m., vehicle wreck.
Manhattan Boulevard and Westbank Exp - Oct. 24, 1:05 a.m., suspicious person.
2600 block of Max Drive - Oct. 24, 3:44 p.m., suspicious person.
700 block of Morningside Drive - Oct. 24, 8:33 a.m., residence burglary.
600 block of Oak Avenue - Oct. 24, 3:53 p.m., suspicious person.
2400 block of Oxford Place - Oct. 24, 7:39 a.m., theft.
3900 block of Post Drive - Oct. 24, 10:27 p.m., residence burglary.
Post Drive and Deerlick Lane - Oct. 24, 1:52 p.m., suspicious person.
Promanade Boulevard and Lapalco Boulevard - Oct. 24, 3:51 p.m., vehicle wreck.
500 block of Rene Street - Oct. 24, 12:16 a.m., disturbing the peace.
Rene Street and Gwen Street - Oct. 24, 6:58 p.m., suspicious person.
100 block of Rosalie Drive - Oct. 24, 7:50 p.m., disturbing the peace.
7300 block of Runnymede Drive - Oct. 24, 10:06 p.m., battery.
200 block of Senate Drive - Oct. 24, 5:00 p.m., criminal damage.
3000 block of Sienna Drive - Oct. 24, 11:11 a.m., suspicious person.
Sweet Bay Lane and Rivet Boulevard - Oct. 24, 11:13 p.m., suspicious person.
1000 block of Tallow Tree Lane - Oct. 24, 11:52 p.m., suspicious person.
500 block of Terry Parkway - Oct. 24, 8:59 a.m., vehicle wreck.
600 block of Terry Parkway - Oct. 24, 8:21 p.m., theft.
Terry Parkway and Westbank Exp - Oct. 24, 11:26 a.m., suspicious person.
4200 block of Teton Street - Oct. 24, 11:17 a.m., vehicle wreck.
5000 block of Towering Oaks Avenue - Oct. 24, 8:07 p.m., disturbing the peace.
600 block of Wall Boulevard - Oct. 24, 3:33 p.m., suspicious person.
Wall Boulevard and Lapalco Boulevard - Oct. 24, 8:31 a.m., suspicious person.
Wall Boulevard and North Carlisle Drive - Oct. 24, 3:49 a.m., suspicious person.
100 block of Westbank Exp - Oct. 24, 3:28 p.m., theft.
Westbank Exp and Ames Boulevard - Oct. 24, 5:46 p.m., vehicle wreck.
Westbank Exp and Brown Avenue - Oct. 24, 8:40 a.m., suspicious person.
500 block of Westwood Drive - Oct. 24, 9:18 p.m., vehicle burglary.
Wichers Drive and Avenue B - Oct. 24, 11:39 a.m., suspicious person.
500 block of Willowbrook Drive - Oct. 24, 1:08 p.m., criminal damage.
2000 block of Woodmere Boulevard - Oct. 24, 7:39 a.m., suspicious person.
2400 block of Woodmere Boulevard - Oct. 24, 12:25 a.m., suspicious person.
2400 block of Woodmere Boulevard - Oct. 24, 4:26 p.m., suspicious person.
1100 block of Wright Avenue - Oct. 24, 11:54 a.m., suspicious person.
Wright Avenue and Cooper Road - Oct. 24, 2:32 p.m., suspicious person.

Source: http://www.nola.com/crime/index.ssf/2012/10/jefferson_parish_sheriffs_offi_1107.html

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শুক্রবার, ২৬ অক্টোবর, ২০১২

Analysis: Apple options - is the tail wagging the dog?

NEW YORK (Reuters) - As the world's most valuable publicly traded company, Apple's share price rises and falls - mostly rises - on its fat profits and big sales of newly introduced gadgets.

That is, except for the last few hours of trading on Fridays when the options market takes charge.

Apple Inc, which was worth $578 billion at Wednesday's close, is one of the market's most actively traded stocks. But its options are also among the most popular, too, so the closing price of the maker of the iPad and iPhone at the end of each week is often dictated by players in this market in a phenomenon known as "pinning."

That's due to the increasing interest in trading weekly options on individual shares, which have only existed since June 2010. These contracts, known as "weeklys," should be particularly active as Apple reports earnings after the market's close on Thursday.

Investors who buy options hope their bets end up "in the money," that is profitable, be it a call option (bets on a stock rising) or a put option (bets on a stock falling). If Apple is, say, at $605 a share, every call option below that level - from $600 down - makes money if the buyer decides to exercise that option.

For dealers - those who sell options - the equation is a bit different. They're generally trying to remain neutral - making money by collecting the cost, or premium, from buyers of options.

Where the rubber meets the road in this case - and where concern about manipulation comes in - is with option strikes that are very close to where a stock is trading on expiration approaches. For dealers and others selling options, as expiration approaches, their incentive is to try to have these positions expire worthless - so they're not caught having to deliver the shares and suffer losses as a result.

That's where "pinning" comes in. Dealers and others will try to "pin" the stock as close to that round number as possible - through buying and selling shares. Professional traders have noticed this trend and attempt to profit by riding the tendency of stocks to gravitate toward a round number. For instance, if a stock was trading just below a $600 strike, they would buy shares to push the price higher, assuming other buyers will jump in, thus giving the trader a quick profit.

When stocks end the week close to a strike price, it means investors with a position in that particular strike sees those calls or puts expire worthless. If an investor paid $2 on an Apple call option with a $620 strike, they're hoping it rises to more than $622. If it doesn't, the position is not profitable.

"This is a tail-wagging-the-dog phenomena that I think all investors should be aware of," said Ralph Edwards, director of derivatives strategy at Investment Technology Group, who closely watches expiration activity in Apple weeklys.

"Traders should get used to every Friday being expiration Friday," said Edwards.

WEEKLY PINNING GAMES

Pinning has been around for years, especially in S&P 500 index options, but it is becoming more prevalent as options trading has grown in popularity. Traders do it to neutralize positions that could cost them a lot of money. Rising volume in weeklys has made pinning a Friday afternoon ritual.

The pinning phenomenon sparks some accusations of manipulation in share prices, but some say it is inevitable.

"There is this notion that weekly options are fishy and that pinning is some sort of a hoax, but it's not," said TD Ameritrade chief derivatives strategist J.J. Kinahan.

"They are not the bad guys, it's just the nature of hedging," Kinahan said.

Weeklys were first introduced by CBOE in October 2005 for index options. Weeklys for individual names started in June 2010, when Apple became one of the first four with such contracts. Now, about 130 individual stocks have weeklys.

Apple options are the most actively traded among single-stock names at the CBOE. Average daily volume in Apple weeklys was more than 90,000 contracts for the first nine months of 2012, compared with less than 30,000 in 2011.

Apple options contracts are listed in $5 intervals - $625, $630, and so on. Over time, Apple's closing price on Fridays has been drifting closer to the nearest strike as weekly options become more popular. Between October 2011 and October 2012, weekly expiration days saw Apple shares end, on average, $1.02 away from the nearest strike. In the prior year, it was $1.32.

"It is the growth of the use of weeklies that have driven the pinning," Edwards said.

Friday, Oct 12, was a notable example. Activity in Apple options soared, with around 150,000 contracts traded in the last hour, or about 15 percent of the day's volume, according to Interactive Brokers. The stock was as low as $625.30 but closed at $629.71, right near the most popular options strike of $630.

That meant anyone betting shares would fall substantially below $630 saw their bet expire worthless.

In July, weeklys accounted for about 18 percent of average daily CBOE options volume, up from 2 percent in 2010.

"It would take at least a couple of years for weeklys to top the volume of monthly options that have been around since the '70s, but the growth of these short-dated options is massive," said Randy Frederick, director of trading and derivatives at Charles Schwab.

(Reporting By Angela Moon; Editing by Kenneth Barry)

Source: http://news.yahoo.com/analysis-apple-options-tail-wagging-dog-174556650--finance.html

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New technique to study how myeloids become white blood cells

ScienceDaily (Oct. 25, 2012) ? Associate Professor of Cell and Developmental Biology Fei Wang and colleagues have created a new technique to study how myeloids, a type of blood stem cell, become the white blood cells important for immune system defense against infections and tissue damage. This tool provides an improved understanding of the molecular mechanisms at work during this myeloid differentiation process, and may improve our ability to treat myeloid diseases like leukemia.

Their findings appear in the journal Blood.

Myeloids are blood stem cells from bone marrow or the spinal cord that are turned into common types of white blood cells like neutrophils and macrophages through the process of myeloid differentiation. Deficiencies in this differentiation process cause leukemia, or cancer of the white blood cells. Researchers in the field had previously studied myeloid differentiation using two types of cell systems. In one method of study, scientists performed experiments using primary cells, or those cells taken directly from animals. Scientists have also utilized leukemia tumor cells in this research by returning them to their previous myeloid stem cell-like states. However, primary cells are hard to grow and manipulate genetically, and tumor cells still contain the genetic mutations that caused these cells to divide uncontrollably in the first place.

The drawbacks of these systems prompted Associate Professor of Cell and Developmental Biology and corresponding author Fei Wang to develop a different system to better understand the mechanisms of myeloid differentiation. Wang and his team began by turning mouse embryonic stem cells into myeloid progenitor cells. They then added a protein called Hoxb8 to these cells that had been shown previously to immortalize myeloid progenitor cells so that they do not die and grow indefinitely.

"This really simplified the whole system, so, number one, we didn't have to deal with animals or human bodies, and, number two, we immortalized these cells so that they can be easily handled in culture and maintain normal myeloid progenitor cell genetic information," Wang said.

The researchers wanted to prove that their model is effective in determining the molecular mechanisms important to myeloid differentiation. Enzymes called protein kinases are known to mediate processes like cell development, immune response, and cell differentiation. They screened a variety of protein kinase inhibitors to find potential key regulators of myeloid differentiation. A protein kinase inhibitor of a molecule called mTor, a master regulator of cell behavior, was found to interfere with myeloid differentiation, signifying that mTor is a key regulator of this process. A variety of experiments were performed both inside and outside the mouse body with mTor to further prove that this molecule is necessary for myeloid differentiation.

"The function of this molecule had not been defined prior to this study in the context of myeloid differentiation," Wang said, "This is the first evidence showing that this molecule plays a significant role in myeloid differentiation." This finding serves as a proof of principle that the new system provides a powerful tool for future studies of normal and abnormal myeloid differentiation. "Using this system, we can introduce genetic manipulations that tell us something very important about how normal myeloid differentiation works, and what kind of molecular events in this process can go wrong, leading to diseases like leukemia," Wang said.

"People can use this as a platform for large-scale screening analysis for drugs that potentially can promote myeloid differentiation and can slow down or stop myeloid disease processes."

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Story Source:

The above story is reprinted from materials provided by School of Molecular and Cellular Biology, University of Illinois, Urbana. The original article was written by Chelsey Coombs.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. D. Li, H. Yang, H. Nan, P. Liu, S. Pang, Q. Zhao, R. Karni, M. P. Kamps, Y. Xu, J. Zhou, T. Wiedmer, P. J. Sims, F. Wang. Identification of key regulatory pathways of myeloid differentiation using an mESC-based karyotypically normal cell model. Blood, 2012; DOI: 10.1182/blood-2012-03-414979

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/health_medicine/genes/~3/FNsXwE8_yKA/121025130912.htm

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Obama weighs in on rape comments on 'Tonight Show'

BURBANK, California (Reuters) - President Barack Obama suspended the levity during an interview with late-night TV talk show host Jay Leno on Wednesday to address a Republican Senate candidate's assertion that pregnancies resulting from rape are intended by God and to express confidence that Washington could soon address the looming "fiscal cliff."

"I don't know how these guys come up with these ideas. Let me make a very simple proposition: rape is rape. It is a crime," Obama said on NBC's "The Tonight Show."

"This is exactly why you don't want a bunch of politicians, mostly male, making decisions about women's healthcare."

Indiana Republican Senate candidate Richard Mourdock's comments that pregnancies caused by rape are "something God intended to happen" echoed across the U.S. media and sent ripples through political circles ahead of the November 6 election.

The Obama campaign, which enjoys leads among women voters in many election battleground states, sought swiftly to connect Mourdock with Republican presidential candidate Mitt Romney. This summer Romney had to distance himself from remarks by another Republican Senate candidate, Todd Akin of Missouri, about what he called "legitimate rape."

In an interview full of jokes about marriage, Halloween and other topics, the Democratic president made a few serious comments, mostly about the hottest topic of the election: the economy.

Asked about the so-called fiscal cliff - a combination of automatic spending cuts and tax hikes set to kick in early next year - Obama said he was confident that a solution could be found before the end of the year.

"Solving this is not that hard. It requires some tough choices," Obama said, adding that some programs had to be cut and tax rates should go up for people making more than $250,000 a year.

"I hope that we can get it done by the end of this year. It just requires some compromise, which shouldn't be a dirty word."

On the economic crisis gripping the European Union, Obama said countries have been "kind of muddling along" and "they didn't respond as quickly as they could."

The United States is working with those nations to make sure they have a credible plan to maintain the unity of Europe, he added.

In a lighter moment, Obama joked about real estate mogul and TV personality Donald Trump, who recently posted a video challenging Obama to release documents about his education.

Trump has persistently questioned whether Obama, a native of Hawaii, was actually born in the United States, and Obama played off Trump's theories about his origins.

"This all dates back to when we were growing up together in Kenya," Obama joked. "We had, you know, constant run-ins on the soccer field. He wasn't very good and resented it."

(Additional reporting and writing by Lisa Lambert in Washington; Editing by Christopher Wilson)

Source: http://news.yahoo.com/obama-tackles-rape-comments-fiscal-cliff-tv-talk-034537403.html

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Boux Avenue in Liverpool One- Our lingerie prayers have been ...

Last week Theo Paphitis opened his 14th Boux Avenue store right here in the heart of Liverpool One and LSMedia were lucky enough to attend the opening and have a one-on-one interview with Theo himself.

Boux Avenue was launched in April last year and with its team having, collectively, over 100 years of past experience in the lingerie market they have managed to create fabulous lingerie, swimwear, nightwear and accessories for every woman. With sizes ranging from 6-20 and 30A-40H, each product designed to suit all, great news for the ladies of Liverpool.

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The outside of the store stands out compared to the full glass modern fronts you see around Liverpool One. Boux Avenue?s front has large black framed windows and doors setting the store apart from others. The store looks as though it belongs on a streets of Paris, not one of the UK?s most successful shopping areas.

Walking into Boux Avenue?s store last week, it was difficult not to notice the beautiful d?cor: modern monochrome with a traditional feel, again much like a French boutique. There?s a mix of technology and tradition, with digital frames displaying the beautiful products of Boux Avenue, but vintage furniture and display units. The overall atmosphere feels comfortable and relaxed.

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The company expresses that it caters to every woman and it does just that. From the brilliant customer service shown by the ?Boux Belles? to the beautiful products offered in a variety of fabrics, prints, colours, styles and sizes. Each set is displayed in size order, with drawers underneath that we, as customers, can open ourselves and pick out the size we need. No need for the awkward wait for an assistant to notice us like you find in many retail stores today, alternatively, we can pick the size ourselves, and if the size isn?t there ?Boux Belles? are on hand to get the size needed without pestering you. Theo expressed various times that shopping in Boux ?is all about the experience as lingerie is a very personal product and ladies should leave the shop feeling fantastic? and Boux seems to do just that for each and every customer.

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It is not just the d?cor, the products or Boux Belles that make the store; it?s the whole concept together. Customers are offered free bra fitting consultations from the trained staff in the safety of their own personal fitting room, with fitting rooms named after fabrics used by Boux Avenue, including silk, lace and so on. Inside each room there is a discrete concierge intercom system allowing customers to connect to staff if needed, along with three different light switches, that allows customer to adjust the lighting to their needs, for example an evening light setting for those special occasions.

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After trying the system for myself, I did leave the fitting rooms with not only products that fit perfect, but also a feeling of satisfaction and inner confidence. Items are priced reasonably, and when at the till they are wrapped beautifully in pink tissue paper and placed into a Boux Avenue branded bag, after all, as Theo says ?lingerie should not be placed into a plastic bag along with your frozen chicken and papers?. It?s amazing what great service and a company that prides itself on being ?all about the customer? can do for your self-confidence, which is something all women can do with a boost in from time to time.

If the great service isn?t enough to make us women feel fabulous, their campaign to ?Embrace your curves? is. This Autumn/Winter season, Robyn Lawley was selected as the face of Boux Avenue. Robyn is a size 16 plus sized model from Australia, and I must admit she models the products better than your average size zero models we see far too much of these days. The thought behind it is to make sure women embrace their beauty and with Robyn displaying Boux Avenues beautiful products for us, there is no better way to reinforce the confidence.

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I am over impressed with Boux Avenue as a company, not just as Liverpool?s newest store. We are always crying out for well-priced top quality fitting lingerie for all the different shapes & sizes, and now our prayers have been answered thanks for Boux Avenue. I suggest you go take a peek yourself, I guarantee you will be impressed.

Myself and Theo at the launch

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Source: http://liverpoolstudentmedia.com/2012/10/boux-avenue-in-liverpool-one-our-lingerie-prayers-have-been-answered/

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PLR Articles Pack Private Label Rights eBooks SuperMegaPack.Net ...

Increasing Traffic With Article Marketing Through Article Directories And Ezines

Word Count:
996

Summary:
Writing hundreds of articles in your related niche and making them available for distribution through article directories and ezines is one of the best strategies for increasing targeted traffic to your website. Considering getting your articles published online is free, article marketing is also most cost-effective strategy for increasing targeted traffic to your website.


Keywords:
article marketing, submit articles


Article Body:
Writing hundreds of articles in your related niche and making them available for distribution through article directories and ezines is one of the best strategies for increasing targeted traffic to your website. Considering getting your articles published online is free, article marketing is also most cost-effective strategy for increasing targeted traffic to your website.

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Here's how article marketing through article directories and ezines drives traffic to your website:

* When your key-word rich article is published by established ezines that are highly ranked by major search engines, your article could very well zoom up to the top ten results for that keyword search. This is something you could hardly hope to achieve on your own. Anyone who clicks on to the link and reads your article will also click on the link to your website, which can be accessed from the author's box that is featured at the end of the article. An added benefit of getting traffic using this method is that the traffic is likely to be highly targeted traffic, which is the only kind that matters in the end. Whoever arrives at your site via this route has clicked on the link to your article and read your article.? Because they are impressed with what they read, they would have immediately acknowledged your proficiency in the area and have now come to your site looking for the more information from you.

* Writing a valuable and informative niche-related articles and publishing them with reputed ezines establishes you as an authority in the field. This recognition can give you the competitive edge against other businesses in the same niche as customers prefer to buy from someone who knows what they are talking about. An unexpected bonus- taking the time and trouble to write articles and get them published through ezines and article directories indicates that you are not some scam-artist or fly-by-night marketer out to make a few quick bucks on the internet. Publishing articles regularly with ezines and article directories gives you and your business extra credibility and also helps you build a rapport with your prospective clients. People who buy on the internet and who are looking for the product you are offering, would prefer to buy from you rather than somebody they cannot trust.

* Submitting your articles to the right article directories helps you to build up valuable back links by having these article directories link to your optimized web pages by way of your article. Obtaining several relevant back links helps you enhance your search engine rankings, pushing your web page to the top 10 rankings for your optimized keywords. While this may not happen overnight, it's a sure fire way of eventually getting your web page right where it can be seen to all those who matter.

* Some ezine publishers even archive their ezine on their site. This offers potential customers the chance to check out back issues before they make a commitment to subscribe. Getting your article archived means it can be viewed over and over again several years down the line, increasing your exposure tremendously and driving traffic to your site several years after the article was first published.

* Another way to increase traffic to your website is by allowing ezine publishers to include your articles in their free Ebooks. This increases the exposure of your article even more and anyone interested in visiting your website can easily do so by clicking in the link contained in your resource box.

* Some ezine publishers allow their visitors to republish articles that are featured in the free content directory on their website, the only caveat being that the author resource box that accompanies every article is featured along with the article. There's no saying where your articles are likely to end up and who will be reading them! Your article could pique the interest of somebody who had till that moment not the slightest inclination to buy whatever it is you are offering. And if the quality of your product matches the high quality of your article you will have converted yet another curious visitor into a loyal customer.

If you've been hesitating to submit your articles to ezines on the premise that you would like to get paid for articles that you write and publish, then it's time you woke up to the extended? benefits of article marketing through ezines and article directories. It drives traffic that too, not any old traffic but quality, targeted traffic stampeding to your site without costing you a dime. Think of all the money you would have spent to attract the same volume of potential customers by any of the more conventional forms of advertising.
Here are a few factors that will help you choose the right article directory to submit your article to:
* Look for article directories that have been in business for more than a year. Article directories that have been in existence longer would rank higher with the major search engines and would also have a larger reader base.
* Article directories that feature less than 1,000 authors have not hit the big time yet and are best avoided. Look for article directories that have over one to five thousand authors.
* Ideally, a good article directory should be powered by humans and should have the name of the owner or the person in charge clearly visible. Absence of either one of these factors indicates that the owner does not want to be held accountable and that the site is fully automated, which means there is nobody policing the quality of the content. Better to avoid being associated with such a site.
* If your e-mails go unanswered for more than 48 hours it speaks of dismal lack of service and is an indication of worse to come after you join up.
Getting your article published in a few carefully selected article directories and ezines will guarantee better exposure of high quality rather than getting your article published in several sub-standard article directories.


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Source: http://articulossobrebajardepeso.blogspot.com/2012/10/increasing-traffic-with-article.html

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Tiny, Winter-Proofed, 215 Sq. Ft. Leaf House Fits Family of Four ...


? Laird Herbert

From mortgage-free shotgun houses to under-the-radar Finnish micro-cabins, there's a wide range of tiny homes that are built for various reasons. Whitehorse, Canada resident and tiny home builder Laird Herbert has launched a line of tiny homes designed specifically to take on cold northern winters.


? Laird Herbert

Made to fit a family of four, Laird arrived at this modern, FSC wood-built, second version of his mobile "Leaf House" after several prototypes. It boasts recycled materials, natural finishes and eco-friendly building products inside and out, and features a tin roof that is sloped to shed snow, and also doubles as a lofted sleeping space. Says Herbert:

In my mind, the leaf house epitomizes the creativity of the owner-built home. It is what happens when we look at building beyond the conventional norms - beyond stick framing and vinyl siding; beyond the real estate market; beyond housing simply as a means to make a buck.


? Laird Herbert

In addition to a 35-gallon (132-liter) water storage unit, pull-out sofa bed, overall there's 215 square feet of space in its 20-foot length that is packed with a lot of eco-friendly features. Here are more details from Jetson Green:

It was built with FSC tongue and groove cedar siding, metal siding, triple-pane Northern Windows, steel stud construction, spray foam insulation, Energy Shield wrap, low-VOC wood finishes and paint, a Sun-Mar composting toilet, GE propane range, Kohler sink, Pegasus shower, tankless water heating, Ecoheat electric baseboards, Broan ventilation, LEDs, dimmable CFLs, birch plywood and ultralight drywall finishing, etc.


? Laird Herbert

? Laird Herbert

? Laird Herbert

Leaf House Version.2 is currently on the market for CAD$44,500 (US$43,429) -- but according to Gizmag, it costs Herbert CAD $40,000 to build -- so it's priced pretty reasonably, considering. Herbert also does customized versions; check out Tiny Housing for more details.


? Laird Herbert

Source: http://www.treehugger.com/green-architecture/leaf-house-version-two-laird-herbert.html

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Rating for World Series opener drops to record low

Associated Press Sports

updated 9:11 p.m. ET Oct. 25, 2012

SAN FRANCISCO (AP) - The Giants' 8-3 win over the Detroit Tigers set a record low television rating for a World Series opener.

Fox said Wednesday night's game received a 7.6 rating and 12 share, and that it was seen by 12.2 million viewers, according to fast national ratings by Nielsen Media Research.

The rating dropped 13 percent from the 8.7/14 for St. Louis' 3-2 victory over Texas in Game 1 last year, which averaged 14.2 million viewers. That broke the low set the previous year when the Giants' 11-7 win over the Rangers received an 8.9.

Fox said this year's opener had a higher rating at 9 p.m. EDT (8.8 to 8.7). But viewership fell after San Francisco took a 6-0 lead behind Pablo Sandoval, who wound up tying the Series record with three home runs.

Still, Fox was the highest-rated network in prime time and had its highest-rated prime-time program since May's season finale of "American Idol."

"When you consider what they peaked at, before the blowout, it was fabulous," Fox senior executive vice president David Hill said. "Won the night. What can you say? It was the most popular thing on American television last night."

The rating is the percentage of television households tuned to a program, and the share is the percentage of homes watching among those with TVs on at the time.

Detroit topped markets with a 33.2/46, followed by San Francisco (32.3/58). The game earned a 7.3/11 in New York, 7.0/13 in Los Angeles and 6.9/11 in Chicago.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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More news
Giants nail down 2-0 Series lead

Madison Bumgarner shut down the Detroit Tigers for seven innings, then the Giants took advantage of a bunt that stayed fair to eke out the go-ahead run in a 2-0 win Thursday night for a 2-0 edge in the World Series.

Getty Images

Source: http://nbcsports.msnbc.com/id/45024556/ns/sports-baseball/

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Style Fashion Etc: Fall Styling series: Episode 1 [Collab with Calvin ...

Fall is almost here and hence the series! We are going to bring to you the latest A/W collection of all your favorite brands and tips on how to style them! We cover Womenswear as well as Menswear so that nobody is left out in this fashion parade...

The trends like leather, knits, sheer and shimmery are featured in this video and also a couple of ways to mix two trends together in a way that is not too overwhelming. Hope you enjoy the video!

Few pointers...

- While wearing leather, minimal is the way to go. Pair it with knits, sheer fabrics or just garments with hints of leather. Don't go overboard with leather as it tends to look tacky if overdone. The simplest way to rock this trend would be a leather jacket and there should be one in every guy's and girl's closet!

- Colored pants are still in but for fall season, go for darker hues like military greens, deep greys, etc. A shimmery pants like the first piece in womenswear styling would score you a lot of style?quotient!

- Break all the rules & just have fun with fashion!!

Subscribe to our YouTube Channel HERE for lots more fashion and makeup videos!

Love,

Srish & Aman

Source: http://stylefashionetc.blogspot.com/2012/10/fall-styling-series-episode-1-collab.html

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Raleigh Home Remodeling ? Remodeling Your Kitchen The Easy Way

Posted by :admin On : October 24, 2012

Before embarking on a home remodeling project, it is important that all plans are well-thought out to ensure success. For kitchen remodeling, floor plans need to be drawn out and that task involves figuring out where cabinets and appliances will placed. First of all, you would need decide on how you would like the kitchen to be used. Some homeowners prefer their kitchens to serve only one purpose and that is as a place to cook the food that will be served on the table. However, there are some that want their kitchens to also have an eating area. When planning out your Raleigh home remodeling project, make sure to decide on how you would want each room to be used so you can make arrangements accordingly. The next thing that you would need to decide on for your kitchen are the cabinets.

For this aspect, you need to assess the condition of your existing cabinets so you can gauge whether they need replacing or if a fresh coat of paint will do. If you want to replace your cabinets, make sure to choose high quality materials so you can be assured of their lifespan. Since you are already spending for your kitchen remodeling Raleigh project, make sure that it will be worth it by not compromising the quality of the materials just so you can save on costs. Lastly, hire a contractor that you can trust. Before deciding on which company to hire, conduct a background check and ask for recommendations from family and friends so you won?t get ripped off from labor costs.

Source: http://www.bobsrodandtackle.com/home-improvement/raleigh-home-remodeling-remodeling-your-kitchen-the-easy-way

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Sony Xperia Go arriving in Canada this November

Android Central

The mid-range waterproof Sony Xperia Go will be coming to Canada by way of Rogers-owned Fido this November.  Sony also announced that a snazzy exclusive yellow model available if you're picking one up unlocked from Sony stores, while Fido will have black and white versions available.  

The Xperia Go was originally announced running Gingerbread, but an upgrade to Ice Cream Sandwich was rolled out a few weeks ago. Who knows if it'll be lucky enough to get Jelly Bean, but it seems like the real selling point for the Xperia Go is its ruggedness. We've seen this thing take a fair bit of punishment, and if it can keep the pricetag relatively low, there may be a lot of value there. Unfortunately, Sony stayed mum on how much it would cost either on Fido or unlocked, but the UK launch over the summer should provide a good idea of what to expect. 

Specs and additional details are in the press release below. Any Fido customers considering picking this one up? 

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Source: http://feedproxy.google.com/~r/androidcentral/~3/Gvh2h-sOTyk/story01.htm

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5 Bizarre Business Decisions Social Media Could Have Prevented ...

These days it?s difficult to imagine the business world without its obligatory Facebook and Twitter pages; almost every company has them as they help one-to-one customer support and other business decisions. Decades ago, however, industry moguls weren?t in the same position. Connecting with the public was difficult and often not even attempted; as a consequence some businesses suffered greatly due to a lack of communication. Here we take a look at half a dozen examples of such bad decisions, and what could have happened had social media been around.

The Coca Cola Re-Brand

11 300x487 5 Bizarre Business Decisions Social Media Could Have PreventedIn April of 1985 one of the biggest brands in the world made an almost catastrophic blunder. The decision was made to tamper with the famous recipe following the continued success of rival Pepsi?s marketing plan ?The Pepsi Challenge?, which showing alarming signs the public preferred the taste to Coca Cola. Paranoid Chief Executive Roberto Goizueta launched New Coke in an attempt to win over old and new customers alike. This didn?t go to plan.

After three months of boycotting, hostility and general vitriol from customers, the company?s head executives re-released the original version as Coke Classic. To their bemusement this went on to outsell every other drink on the market!

The Solution: It seems, at the time, customers may have preferred the taste of Pepsi, but their loyalty lay with Coca Cola. A simple Twitter campaign could have solved this! ?Remember why you love @CocaCola!? would send the customers hurtling to the shops. Or the soft-drinks giant could simply ask its millions of followers if they would like a new taste range.

Atari?s E.T. Disaster

21 300x201 5 Bizarre Business Decisions Social Media Could Have PreventedIn 1982 Steven Spielberg?s film E.T proved a huge success; inevitably, spin-offs began in numerous industries. The burgeoning video games industry wanted in on this, so market leader Atari created an adaptation for their Atari 2600.

The game was rushed through production in five weeks. Meantime, anticipating vast Christmas sales, Atari ordered over four million cartridges to be produced. On its release the game performed well on a commercial level, but was critically maligned, and once customers realised just how awful the game was they sent their copies back in disgust.

With millions of E.T. cartridges finding their way back home to Atari?s headquarters, the dismayed company took the extreme measure of burying them all in the Alamogordo, New Mexico landfill! The failure of E.T. is attributed to their eventual downfall in the videogame market.

The Solution: A number of simple activities could have saved this disaster, but when the worst came to the worst Atari could have avoided the need to use a landfill. Tweets, and a vigorous Facebook campaign, would have informed customers to dispose of the cartridges sustainably to save public face.

Donkey Kong VS King Kong

31 300x411 5 Bizarre Business Decisions Social Media Could Have PreventedIn 1982 the growing success of video game company Nintendo attracted the attention of movie giant Universal City Studios. They contended the Japanese firm?s popular arcade game, Donkey Kong, was a breach of their copyright for King Kong.

A brief court battle later and Nintendo won after their lawyer, John Kirby, highlighted the rights to King Kong were in the public domain. MCM had not helped their cause by proving the point themselves when releasing a King Kong film decades earlier. Nintendo received a hefty sum from Universal Studios, the latter being criticised for their attitude towards litigation. The incident was also voted one of the ?dumbest? moments in video game history.

The Solution: A round of e-mails, Tweets, Google searching and foresight could have avoided this humiliation for MCM. The moral of the story here is to always research. Thoroughly. Something easier to do than ever thanks to the internet age!

Missing The Beatles

41 300x300 5 Bizarre Business Decisions Social Media Could Have PreventedDecca Records messed up the biggest opportunity in music history, circa 1961.
A Decca executive by the name of Mike Smith had heard a Liverpudlian group, The Beatles, and believed they had displayed significant talent to warrant their signing. They were invited to audition in London, which the band duly did.

Shortly after their New Year?s Day try out, Decca executive Dick Rowe contacted the band?s manager, Brian Epstein, and informed him, ?Not to mince words, Mr. Epstein, but we don?t like your boys? sound. Groups are out; four-piece groups with guitars particularly are finished.?

The Solution: Little would have stopped The Beatles being signed. A campaign of Tweets, Facebook updates, and much more would have raised public awareness for the band. As for Mr. Rowe; a search across the internet could have established just what was really popular!

AOL?s Billion Dollar Blunder

51 5 Bizarre Business Decisions Social Media Could Have PreventedIn 2009 AOL parted company with Time Warner after 8 years in a business merger which proved, unequivocally, to be one of the most disastrous in history.

AOL bought the firm for $160 billion in 2001 and immediately began losing money. Business insiders have pointed out the losses were due to a lack of understanding about the future of the internet. One of the more expensive errors of theirs was to buy out social media site Bebo in 2008. For $850 million! At the time the firm had 40 million users; in the two years following AOL?s takeover this figure plummeted to 12 million. Undeterred, AOL continues to fight on to this day!

The Solution: Using Google Analytics, or SEO Moz, would have shown the stunning growth of Facebook and its effect on other social media formats. Again, thorough research of Bebo and its figures could have averted this disaster.

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Alex Morris works for an ink cartridge shop in Manchester where he keeps an eye on Ink and toner cartridges. We haven?t had any strange business decisions? yet.

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Posted on: October 24, 2012

Source: http://www.dreamgrow.com/5-bizarre-business-decisions-social-media-could-have-prevented/

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Volkswagen mulls new midsize SUV for U.S.

Erik Schelzig / AP

An employee at the Volkswagen plant in Chattanooga, Tenn., works on a Passat sedan on July 31, 2012. Martin Winterkorn, the German automaker's CEO, said on Tuesday that Volkswagen is considering the production of a new midsize SUV for the North American market, and that the Tennessee facility would be in the running to make the model.

By ERIK SCHELZIG, AP

German automaker Volkswagen AG is considering the introduction of a new midsize SUV for the North American market, and its existing Tennessee plant is a contender for building it.?

Volkswagen CEO Martin Winterkorn told reporters in New York on Tuesday that a decision on whether to build the new model will be made soon, but probably not before the end of the year.?

"If we produce the car, Chattanooga would certainly present itself as an option for doing the whole thing," Winterkorn told reporters in German. But he said other locations would also be considered to build the SUV, which would come in between VW's existing Tiguan and Touareg models.

Volkswagen subsidiary Audi in April announced plans to build its first North American plant in Mexico. Volkswagen executives have said that decision was based in large part on Mexico's wider array of trade agreements that would help spur exports.

Winterkorn in prepared remarks lauded VW's experience in building Passat sedans at the Chattanooga plant that opened last year and stressed that the U.S. remains a pillar in the company's global growth strategy.

The $1 billion Chattanooga plant is expected to build 180,000 vehicles next year and has a maximum capacity of 220,000 in its current configuration.

Winterkorn said Volkswagen expects that all Volkswagen brands, including Audi and Porsche, will set a record sales of 500,000 vehicles in the U.S. this year. VW-branded vehicles sales grew 37 percent through September to 323,000.

Volkswagen announced Wednesday that third-quarter profits grew 58 percent to $14.8 billion, thanks to an accounting boost from its takeover of Porsche. The company reported strong sales in the U.S., its home market of Germany and in China.

Winterkorn was in New York on Tuesday to receive an award from Johns Hopkins University's American Institute for Contemporary German Studies. In his speech, Winterkorn acknowledged difficult economic conditions in Europe, but said he was optimistic about the automotive sector.

"Regardless of what happens in the near future, in the medium and long term this industry is a growth industry," Winterkorn said. "Worldwide and in America."

The company strategy of becoming the world's largest automaker by 2018 remains in place, and "the United States has a crucial role to play on this journey," he said.?

More business news:

Follow NBCNews.com business on Twitter and Facebook

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Source: http://bottomline.nbcnews.com/_news/2012/10/24/14672494-volkswagen-mulls-new-midsize-suv-for-n-america?lite

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Life on Food: Slow Cooker Baked Apples

I have been giving way too much attention to pumpkin this fall.? I think for every one apple recipe posted there have been at least three pumpkin.? My apologies.? I actually love apples but eat them just plain.? Raw.? Delicious.

Last week Mr. J was in Alaska.? All week.? I hate Alaska.? Not only was he gone but talking is nearly impossible with the time difference.? He was getting done at work just as I was climbing into bed.? 5 minutes conversations just aren't enough.? He is back now so enough of that...the point is I was by myself.? Bored.? I couldn't really cook because when I cook massive amounts of food accumulate.? Instead I played on the internet until I found something suitable.??

Slow Cooker = Easy

Apples = Healthy

Brown Sugar and Walnuts = Smile

These were super quick and easy to get prepped.? Then all I did was turn on the slow cooker for 3 hours. ?

You could call this dessert but I called it the most perfect fall snack.? Breakfast is also very much an option.? I had these baked apples for both.

Enjoy!?
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by Emily Morris

Prep Time: 5 minutes

Cook Time: 3 hours

Keywords: slow-cooker apple fall

  • 1/4 cup brown sugar
  • 1/4 cup walnuts, chopped
  • 2 tablespoons butter
  • 1 teaspoon cinnamon
  • 6 Gala or Macintosh apples, cored
  • 1/2 cup apple juice or apple cider
  • 2 tablespoons orange liquor (optional)

Preheat a large crock-pot on high heat and preset it for 3 hours. In a large bowl, mix brown sugar, walnuts, butter, and cinnamon. Fill the apples with the filling and place them in the crock-pot. Pour in the apple juice or cider and the liquor, if using.


Cover and cook 2 1/2 to 3 hours on high heat until the apples are soft and begin to collapse.

Source: http://lifeonfood.blogspot.com/2012/10/slow-cooker-baked-apples.html

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Watch. Connect. Read.: An Interview with Author David LaRochelle

Today and tomorrow I am featuring the author and illustrator of one of the best picture book read-alouds of the year: It's a Tiger! David LaRochelle (author) is here today, and Jeremy Tankard (illustrator) will be here tomorrow. Thank you, Jeremy and David!

Mr. Schu: Wow! It?s a Tiger is an exciting read-aloud that my kindergartners and first graders love.? What planted the seed for this imaginative tale??

David LaRochelle: I wanted to write a story where the main character was a book that talked directly to the reader. The first version of this story began: ?Thank you for taking me off the shelf. It feels good to have my pages turned.? My wise editor at Chronicle, Melissa Manlove, suggested that the story would work better for young kids without the book being an actual character, and I think she was right.



Mr. Schu: Thank you for creating a character who has a healthy imagination. What can an elementary school student do to strengthen his or her imagination? ?

David LaRochelle:??Playing is one of the most important things that kids (or adults) can do to keep their imaginations strong. When I was growing up, my friends and I put on puppet shows, acted out scenes from our favorite movies (Mary Poppins?and?Alice in Wonderland), staged game shows, made haunted houses and carnivals, and pretended that we were survivors from the Titanic.

As an adult, I still love to play and pretend. My best friend and I are always making up silly stories about cows, and I often get together with friends and family to spend the evening playing board games.

Of course reading is another excellent way to stretch the imagination. Unlike television, reading encourages us to create our own pictures and we become much more active participants in the story.


Mr. Schu: What thought(s) entered your head the first time you saw Jeremy Tankard?s ink and digital illustrations??

David LaRochelle:? When I saw the illustrations for this book I was blown away by Jeremy?s vibrant colors, his rich textures, and the dynamic layouts. I was a little nervous when I heard that he was going to introduce a child into the pictures (I hadn?t envisioned the narrator ever being seen), but showing a child makes the book much more accessible to young readers and was a smart decision on Jeremy?s part. Even though I was originally hoping to illustrate the book myself, I?m very thankful they chose Jeremy instead; his illustrations bring a level of excitement to the book that I could have never achieved.?

Mr. Schu: I have a metafiction section in my school library. Do you have any favorite books about books??


Mr. Schu: Please complete these sentences:?

Reading is?magic. It can take us anywhere.

Picture books are?for everybody. Some of the most beautiful/funny/creative/touching stories ever written are inside picture books. The artwork can be breathtaking. No one is ever too old to enjoy these wonderful books.



Mr. Schu, you should have asked me about?my pumpkins. Every October I have fun carving elaborate jack-o?-lanterns. Here?s a photo of a tiger-inspired pumpkin that I carved last week. You can find other pumpkins from past years at my website.?


I'm giving away one copy of It's a Tiger!

Rules for the Giveaway

1. It will run from 10/22 to 10/25.?

2. You must be at least 13.

3. Please pay it forward. :)?


Borrow It's a Tiger! from your school or public library. Whenever possible, please support independent bookshops.?

Source: http://mrschureads.blogspot.com/2012/10/an-interview-with-author-david_23.html

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